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Just how much are you paying for no-fault coverage, anyway? Check your declarations sheet

Compared to other coverages, the cost of no-fault coverage might not be as high as you think - how does this impact arguments that the cost of no-fault insurance in Michigan is out of control? The cost of no-fault insurance in Michigan has been a significant subject in debates to reform the system. Michigan SB 248, now with a substitute version awaiting a vote by the House, allegedly aims to decrease the cost of no-fault; however, what supporters of the bill fail to mention is that in exchange for cheaper auto insurance, people in this state, especially those who suffer severe,...

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The Truth About Unlimited Medical Coverage & Michigan No-Fault Law

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Contrary to popular belief, Michigan no-fault insurance does not provide unlimited medical coverage. It's important to remember this in the ongoing discussions about reforming the no-fault system. As efforts to revise the Michigan no-fault insurance system continue, it’s unfortunate that some information being provided to the public is inaccurate — particularly the assertion that no-fault insurance provides unlimited medical coverage to persons injured in an auto accident in Michigan. Certain media reports and statements from people involved in no-fault reform have incorrectly conveyed that one reason why Michigan has high auto insurance rates is that “unlimited lifetime medical benefits” are provided to those who...

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Use Caution When Driving Through Michigan Construction Zones

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Workers in these zones put their lives on the line to repair our roads - we should do our part by obeying Michigan work zone safety laws while driving. A construction zone accident in North Carolina last week garnered quite a bit of attention on social media, especially with Departments of Transportation across the country. It should serve as a reminder to all of us, especially as the weather continues to improve and orange barrel season in Michigan soon approaches. As construction workers put themselves at risk to improve our roads, bridges, and infrastructure, we should do our part to keep...

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