When Do Michigan Drivers Need To Buy Rental-Car Insurance?

It can be pricey to rent a car. On top of paying for the vehicle itself, you’re also asked whether you want to buy any rental-car insurance coverage. Question is, do Michigan drivers really need to purchase supplemental rental-car insurance?

The answer is “not always” — and here’s why.

First, Michigan drivers are required by law to have their own auto no-fault insurance, which:

  • pays for an injured person’s reasonable medical expenses, for life.
  • applies to the policyholder, the policyholder’s spouse and any ...
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