Auto No-Fault Intentional Injuries Exclusion – You Don’t Have to Prove Innocence

To understand the intentional injuries exclusion, you must first familiarize yourself with the basics of Michigan’s auto no‑fault law. While oftentimes shrouded in mystery, Michigan’s no-fault law, at its core, provides every resident injured in auto-related accidents certain financial and medical insurance benefits with very limited exception. Intentional injuries are one of the exceptions insurance providers attempt to exempt injured parties from obtaining benefits. These benefits pay for accident-related medical care and certain financial losses resulting from a ...

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Survivors’ Loss Benefits – Supporting Families Following a Fatal Car Accident in Michigan

Despite overwhelming public debate regarding Michigan’s auto no-fault, there is seldom disagreement regarding one of its greatest and most aspirational benefits –  financial security for families following a tragedy. And that security is most needed in the aftermath of a fatal car accident in Michigan. When Michigan families face such tragedies as the wrongful death of a loved one, our auto no-fault system is there to help. Survivor’s loss benefits, MCL 500.301 et seq, help bridge the financial ...

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Work Loss Benefits – Michigan’s No-Fault Benefits for Lost Wages Following a Car Accident

Following a severe auto accident, victims are oftentimes too injured to return to work. In these instances, the injured person may be entitled to Work Loss Benefits from their own auto insurance provider. This is a benefit unique to Michigan’s no-fault system. Tom Sinas, Grand Rapids auto accident attorney, appeared on Fox 17’s Know the Law to further explain reimbursement for lost wages following a crash.

No-Fault Benefits at a Glance

We focus a lot on the medical component of no-fault ...

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No-Fault Reform – Beware the Shiny Objects in 2019

No-fault reform was a hot topic in 2018. Despite falling short in last year’s lame duck session, the debate isn’t going anywhere in 2019. Tom Sinas, Grand Rapids car accident attorney and auto no-fault thought leader, recently penned an op-ed for the Grand Rapids Business Journal. In it, he warns consumers – be alert and informed, and remain on the lookout for shiny objects insurance lobbyists will surely throw out this year. Here’s a brief rundown of ...

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How “Don’t Worry About It” Can Lead to Car Insurance Fraud

When it comes to your auto insurance policy, accuracy is king – no matter what anyone tells you. But if you’ve discovered a small error in your policy and your agent told you “not to worry about it,” the case of Maurer v Freemont is a perfect example of why you definitely should worry about it. Moreover, it’s a case of potential, unintentional car insurance fraud.

When you sit down with your auto insurance agent to apply for insurance, you’ll be ...

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