Michigan Auto Insurance Rates: How Are They Determined?

If you drive a motor vehicle, you already know that Michigan auto insurance rates are reportedly among the highest in the nation. Why is this?

Many place blame for costly auto insurance in Michigan on the state’s no-fault system, which pays a car accident victim’s medical expenses for as long as needed, in addition to other benefits that help with the victim’s recovery. However, it’s important to recognize that various other factors also influence Michigan auto insurance rates.

One factor that affects how much consumers pay for car insurance in Michigan — and one that isn’t often discussed — is that ...

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Sinas Dramis Featured In Michigan Innovative Health Magazine

The Sinas Dramis Law Firm has been prominently featured in the pages of Michigan Innovative Health Magazine. As leading authorities on the auto no-fault insurance system, the Sinas Dramis team of Michigan car accident attorneys provided the content for the publication’s Summer 2017 edition, which focuses on Michigan no-fault law.

Michigan Innovative Health Magazine is a quarterly publication that offers information on wellness and healthcare, particularly for veterans, seniors, youth, disabled persons and the catastrophically injured. The Summer 2017 issue is dedicated to no-fault law, in an effort to help educate the public on the history, purpose and importance ...

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Stephen Sinas Leads Michigan No-Fault Insurance Webinar

Lansing auto accident attorney Stephen H. Sinas discussed the history, purpose and future of Michigan no-fault insurance, during a live webinar presented by Michigan Lawyers Weekly on July 25, 2017.

The program titled, “The State of No-Fault Insurance in Michigan,” was the first webinar that Michigan Lawyers Weekly has hosted, and Stephen was honored to be invited as the featured speaker.

Stephen is known as a leading authority on Michigan no-fault law. He is recognized across the state for his representation of individuals who are injured in auto accidents, semi-truck accidents, motorcycle accidents, and Continue Reading →

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Sinas Dramis Legal Assistant Nancy Gibson Honored As An “Unsung Legal Hero”

Sinas Dramis legal assistant Nancy Gibson has been recognized as a 2017 “Unsung Legal Hero” by Michigan Lawyers Weekly.

The “Unsung Legal Hero” award is given to Michigan’s most talented and dedicated legal support professionals. It is reserved for law firm employees who have consistently gone above and beyond the call of duty, often with little fanfare or recognition.

Nancy is one of 20 honorees selected from across Michigan in the following categories: firm administrator, law librarian, legal marketing, legal secretary, IT, accounting, paralegal and legal education.

“We have a very dedicated and skilled group of support staff at Sinas Dramis, and I ...

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Why Michigan Drivers Should Choose “Uncoordinated” Auto Insurance

When you purchase a no-fault policy for your vehicle, your insurance company should give you the option of buying either uncoordinated auto insurance or coordinated auto insurance.

The question then becomes, what’s the difference? And which type of policy do you choose?

The difference is this. If you have uncoordinated auto insurance coverage, your Michigan no-fault insurance is primary and pays first if you’re injured in a car accident. On the other hand, if you have coordinated no-fault coverage, your health insurer and/or disability insurer pays first — in other words, your Michigan no-fault benefits are secondary.

Most consumers ...

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Attorney Kevin Komar Is Newest Member Of Sinas Dramis Personal Injury Team

The Sinas Dramis Law Firm is pleased to welcome attorney Kevin Komar to its personal injury team.

Kevin represents persons who are injured in auto accidents, semi-truck crashes, motorcycle collisions and bicycle accidents, including claims for Michigan no-fault benefits. He also handles other types of personal injury matters, including wrongful death accident claims, highway defect cases and premises liability claims.

Before joining the Lansing office of Sinas Dramis, Kevin spent 17 years as a Michigan personal injury attorney in the Detroit area. During that time, he obtained several substantial verdicts and settlements for ...

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Michigan Catastrophic Claims Fee: Where Does Your Money Go?

Legislation Would Make State-Operated Fund More Transparent

If you have no-fault insurance, you currently pay an annual $170 Michigan catastrophic claims fee for each vehicle that you insure. The payment is in addition to your auto insurance premium.

Where does the money go? It goes into a statewide fund that’s managed by the Michigan Catastrophic Claims Association (MCCA). The association sets the yearly fee and uses the money to reimburse insurance companies for no-fault benefits paid to those who are the most seriously injured in a Michigan car accident.

The Michigan Catastrophic Claims Association fee usually changes every year. In fact, ...

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Car Accident While Working? Get Proper Compensation For Your Injuries

Suffering a Michigan car accident injury while working can be a very stressful time. Not only are you temporarily unable to earn a living, but you are also most likely in physical pain and may be suffering emotional trauma.

In addition to your physical, emotional and financial concerns, you will also need to file certain claims to make sure you’re adequately compensated for your work-related car accident.

Car Accident While Working: Getting Compensation

Basically, there are three primary sources of compensation for a person who’s injured in a car accident at work:

  • workers’ compensation insurance.
  • no-fault insurance benefits.
  • liability claim against the other driver.

Workers’ Compensation

When ...

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Attorney Jon Homa Joins Sinas Dramis Auto No-Fault Team

We are pleased to announce that attorney Jon Homa has joined the Sinas Dramis Law Firm as the newest associate in the Lansing office.

As a Michigan personal injury lawyer, Jon focuses primarily on handling cases involving auto no-fault law. He represents plaintiffs from across the state who are injured in motor vehicle collisions, trucking accidents, motorcycle crashes and bicycle accidents.

In addition, Jon handles claims involving constitutional rights, particularly alleged civil rights violations.

Before joining Sinas Dramis as an associate attorney, Jon served as a law clerk at the firm for several years. During ...

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Saginaw Broadbent Accidents In Lansing Continue To Increase


UPDATE: Traffic Light Installed and Operational at Saginaw Broadbent Intersection

Traffic Signal Needed On This Dangerous Stretch Of Road

It’s not unusual to see or hear about car accidents at Saginaw and Broadbent, which is why this west Lansing intersection has been designated a Michigan dangerous road.

Saginaw heading into Grand Ledge (also known as M-43) is an east-west four-lane highway. Broadbent is a north-south two-lane road that crosses Saginaw.

The number of Saginaw Broadbent accidents has been inching upward in recent years. Some of the reasons for the increasing number of accidents at the Saginaw Broadbent intersection are:

    • motorists ...
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