Why Do Michigan Drivers Need Underinsured Motorist Coverage?

When you’re injured in a car accident, you typically collect no-fault benefits from your own insurance company. You might also get some benefits from the at-fault driver’s insurance provider. But sometimes the at-fault driver’s policy may not fully compensate you for your injuries. This is why Michigan drivers need to purchase underinsured motorist coverage.

Here’s the deal. Michigan motorists are only required to carry $20,000 in no-fault insurance coverage. These bare-bones policies are often capped at $40,000 per accident. ...

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