Delay, Deny, Defend – Tactics Insurance Companies Use to Avoid Paying Claims

You paid your car insurance premiums faithfully. You chose an insurance company you thought would have your best interests in mind. But now, you’ve found yourself in a complicated situation. You’ve been in a car accident and your auto insurance company – and the security it was supposed to provide – is suddenly nowhere to be found.

Although auto insurance companies lure customers in through supportive slogans promising a neighbor-like reputation, their actions following an accident can seem anything but. ...

Continue Reading →
0

Tips for Buying Auto Insurance – Michigan’s Mandatory and Optional Coverages

The price of auto insurance has been a major debate in Michigan over the last couple of years. And while cost is important, a cheaper policy often means insufficient coverage in the event of a car crash. Bryan Waldman, whose practice specializes in handling Michigan auto accidents, recently appeared on WLNS 6 “Legal Edge” to offer a few tips for buying auto insurance. The first step to buying your auto insurance is understanding the different coverages – both mandatory and ...

Continue Reading →
0

Business Vehicle Insurance – Steps to Take to Ensure Correct Coverage

Authored by Michigan personal injury attorney, Kevin Komar

You might be a carpenter, electrician, or mason. You have worked your fingers to the bone day-after-day, year-after-year to become your own boss and build a successful business. You’ve put in nights and weekends to create the foundation upon which your business now stands. For those efforts, we applaud you. But you also need to make sure your business won’t unravel in the blink of an eye. We’re talking about business vehicle ...

Continue Reading →
0

Auto No-Fault Intentional Injuries Exclusion – You Don’t Have to Prove Innocence

To understand the intentional injuries exclusion, you must first familiarize yourself with the basics of Michigan’s auto no‑fault law. While oftentimes shrouded in mystery, Michigan’s no-fault law, at its core, provides every resident injured in auto-related accidents certain financial and medical insurance benefits with very limited exception. Intentional injuries are one of the exceptions insurance providers attempt to exempt injured parties from obtaining benefits. These benefits pay for accident-related medical care and certain financial losses resulting from a collision. No-fault ...

Continue Reading →
0

Survivors’ Loss Benefits – Supporting Families Following a Fatal Car Accident in Michigan

Despite overwhelming public debate regarding Michigan’s auto no-fault, there is seldom disagreement regarding one of its greatest and most aspirational benefits –  financial security for families following a tragedy. And that security is most needed in the aftermath of a fatal car accident in Michigan. When Michigan families face such tragedies as the wrongful death of a loved one, our auto no-fault system is there to help. Survivor’s loss benefits, MCL 500.301 et seq, help bridge the financial ...

Continue Reading →
0

Work Loss Benefits – Michigan’s No-Fault Benefits for Lost Wages Following a Car Accident

Following a severe auto accident, victims are oftentimes too injured to return to work. In these instances, the injured person may be entitled to Work Loss Benefits from their own auto insurance provider. This is a benefit unique to Michigan’s no-fault system. Tom Sinas, Grand Rapids auto accident attorney, appeared on Fox 17’s Know the Law to further explain reimbursement for lost wages following a crash.

No-Fault Benefits at a Glance

We focus a lot on the medical component of no-fault ...

Continue Reading →
0

No-Fault Reform – Beware the Shiny Objects in 2019

No-fault reform was a hot topic in 2018. Despite falling short in last year’s lame duck session, the debate isn’t going anywhere in 2019. Tom Sinas, Grand Rapids car accident attorney and auto no-fault thought leader, recently penned an op-ed for the Grand Rapids Business Journal. In it, he warns consumers – be alert and informed, and remain on the lookout for shiny objects insurance lobbyists will surely throw out this year. Here’s a brief rundown of ...

Continue Reading →
0

Steve Sinas Argues Out-of-State No-Fault Case at Michigan Supreme Court

On November 19, 2018, Stephen Sinas argued an out-of-state no-fault case at Michigan Supreme Court. Sinas Dramis appellate attorney, Joel Finnell, took the leading role on the appellate briefing.

The issue in the case was whether our clients, who are Michigan residents, could recover no-fault insurance benefits when they were injured in a motor vehicle crash that occurred in Florida. Furthermore, they occupied a vehicle purchased and used exclusively in Florida at the time of the accident. This vehicle was insured ...

Continue Reading →
0

How “Don’t Worry About It” Can Lead to Car Insurance Fraud

When it comes to your auto insurance policy, accuracy is king – no matter what anyone tells you. But if you’ve discovered a small error in your policy and your agent told you “not to worry about it,” the case of Maurer v Freemont is a perfect example of why you definitely should worry about it. Moreover, it’s a case of potential, unintentional car insurance fraud.

When you sit down with your auto insurance agent to apply for insurance, you’ll be ...

Continue Reading →
0

Underinsured Motorist Claims Complicated by Strauss V. Farm Bureau Decision

In Michigan, every motor vehicle operator is required to have automobile insurance, whether we like it or not.  It’s not only for our safety but also protects others in the event we cause an accident and injury. Within auto insurance policies, the State of Michigan also requires drivers to carry a minimum of $20,000 in liability coverage, which pays the injured party for the pain and suffering caused by the accident. But what happens if you’re injured by a driver ...

Continue Reading →
0
Page 1 of 4 1234