Should I Opt-Out of PIP Coverage if I Have Medicare or Medicaid?

Dramatic changes have taken effect to our auto insurance system in Michigan. With no-fault reform signed into law in 2019, and consumer no-fault PIP level options now available, we’ve discussed the auto coverage recommendations we suggest everyone seriously consider purchasing. We haven’t, however, spent a lot of time discussing the groups who could potentially opt-out of no-fault coverage altogether, and what the consequences of doing so could entail. If you’re a Medicare or Medicaid recipient and are considering opting out of no-fault PIP coverage, we encourage you to read on to understand which rights and services you could lose by … Continue reading Should I Opt-Out of PIP Coverage if I Have Medicare or Medicaid?