Survivors’ Loss Benefits – Supporting Families Following a Fatal Car Accident in Michigan

Despite overwhelming public debate regarding Michigan’s auto no-fault, there is seldom disagreement regarding one of its greatest and most aspirational benefits –  financial security for families following a tragedy. And that security is most needed in the aftermath of a fatal car accident in Michigan. When Michigan families face such tragedies as the wrongful death of a loved one, our auto no-fault system is there to help. Survivor’s loss benefits, MCL 500.301 et seq, help bridge the financial ...

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Work Loss Benefits – Michigan’s No-Fault Benefits for Lost Wages Following a Car Accident

Following a severe auto accident, victims are oftentimes too injured to return to work. In these instances, the injured person may be entitled to Work Loss Benefits from their own auto insurance provider. This is a benefit unique to Michigan’s no-fault system. Tom Sinas, Grand Rapids auto accident attorney, appeared on Fox 17’s Know the Law to further explain reimbursement for lost wages following a crash.

No-Fault Benefits at a Glance

We focus a lot on the medical component of no-fault ...

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No-Fault Reform – Beware the Shiny Objects in 2019

No-fault reform was a hot topic in 2018. Despite falling short in last year’s lame duck session, the debate isn’t going anywhere in 2019. Tom Sinas, Grand Rapids car accident attorney and auto no-fault thought leader, recently penned an op-ed for the Grand Rapids Business Journal. In it, he warns consumers – be alert and informed, and remain on the lookout for shiny objects insurance lobbyists will surely throw out this year. Here’s a brief rundown of ...

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An Uncertain Future for Autonomous Cars in Michigan

Personal injury attorney, Steve Sinas, recently published an article regarding the dilemma facing autonomous cars in Michigan. Here’s a brief overview of current legislation surrounding self-driving vehicles and how it creates uncertainty as well as leaves many questions about the payment of no-fault benefits unanswered.

Autonomous Cars and the Need for Smarter Legislation

With technology moving at the speed of light and autonomous cars becoming a certainty in the near future, questions continue to arise with ...

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Using An Auto Accident Case Manager? Here’s What You Need To Know

Under the no-fault law, persons who are injured in motor vehicle collisions can use the services of an auto accident case manager. Basically, a case manager helps injured individuals coordinate their medical care during their recovery.

It’s crucial that Michigan car accident victims understand the nuances of using an auto accident case manager. Why? Because some insurance companies lead their insureds to believe that they must use a case manager selected by the insurance carrier, or else risk jeopardizing ...

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Beware: AAA Insurance Is Using “Step-Down” Clauses In Its Auto Policies

For some time, we’ve been cautioning Michigan consumers about “step-down” auto insurance clauses. Step-down clauses are a nightmare for families because they drastically limit coverage for relatives who are injured while riding in the insured’s vehicle. The companies that use these repugnant clauses are GEICO, USAA, Progressive, Farm Bureau and Grange. Now, we’re adding AAA Insurance to the list.

Warning: if you have a policy with AAA Insurance, pay close attention when you get your renewal notice. Based on information ...

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Michigan Accident Victims May Face Lawsuits Over Unpaid Medical Bills

“[H]ealthcare providers do not possess a statutory cause of action against no-fault insurers for recovery of personal protection insurance benefits under the no-fault act.”  ~ Michigan Supreme Court, Covenant Medical Center v State Farm

 

A few months ago, the Michigan Supreme Court issued a decision that could affect thousands of Michigan drivers with auto no-fault insurance. How so? Because the Court’s decision involves who can — and cannot — be sued for unpaid medical bills after a Michigan car accident ...

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Michigan Auto Insurance Rates: How Are They Determined?

If you drive a motor vehicle, you already know that Michigan auto insurance rates are reportedly among the highest in the nation. Why is this?

Many place blame for costly auto insurance in Michigan on the state’s no-fault system, which pays a car accident victim’s medical expenses for as long as needed, in addition to other benefits that help with the victim’s recovery. However, it’s important to recognize that various other factors also influence Michigan auto insurance rates.

One factor that ...

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Sinas Dramis Featured In Michigan Innovative Health Magazine

The Sinas Dramis Law Firm has been prominently featured in the pages of Michigan Innovative Health Magazine. As leading authorities on the auto no-fault insurance system, the Sinas Dramis team of Michigan car accident attorneys provided the content for the publication’s Summer 2017 edition, which focuses on Michigan no-fault law.

Michigan Innovative Health Magazine is a quarterly publication that offers information on wellness and healthcare, particularly for veterans, seniors, youth, disabled persons and the catastrophically injured. The Summer 2017 ...

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Stephen Sinas Leads Michigan No-Fault Insurance Webinar

Lansing auto accident attorney Stephen H. Sinas discussed the history, purpose and future of Michigan no-fault insurance, during a live webinar presented by Michigan Lawyers Weekly on July 25, 2017.

The program titled, “The State of No-Fault Insurance in Michigan,” was the first webinar that Michigan Lawyers Weekly has hosted, and Stephen was honored to be invited as the featured speaker.

Stephen is known as a leading authority on Michigan no-fault law. He is recognized across the state ...

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