An Uncertain Future for Autonomous Cars in Michigan

Personal injury attorney, Steve Sinas, recently published an article regarding the dilemma facing autonomous cars in Michigan. Here’s a brief overview of current legislation surrounding self-driving vehicles and how it creates uncertainty as well as leaves many questions about the payment of no-fault benefits unanswered.

Autonomous Cars and the Need for Smarter Legislation

With technology moving at the speed of light and autonomous cars becoming a certainty in the near future, questions continue to arise with ...

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Using An Auto Accident Case Manager? Here’s What You Need To Know

Under the no-fault law, persons who are injured in motor vehicle collisions can use the services of an auto accident case manager. Basically, a case manager helps injured individuals coordinate their medical care during their recovery.

It’s crucial that Michigan car accident victims understand the nuances of using an auto accident case manager. Why? Because some insurance companies lead their insureds to believe that they must use a case manager selected by the insurance carrier, or else risk jeopardizing ...

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Beware: AAA Insurance Is Using “Step-Down” Clauses In Its Auto Policies

For some time, we’ve been cautioning Michigan consumers about “step-down” auto insurance clauses. Step-down clauses are a nightmare for families because they drastically limit coverage for relatives who are injured while riding in the insured’s vehicle. The companies that use these repugnant clauses are GEICO, USAA, Progressive, Farm Bureau and Grange. Now, we’re adding AAA Insurance to the list.

Warning: if you have a policy with AAA Insurance, pay close attention when you get your renewal notice. Based on information ...

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Michigan Accident Victims May Face Lawsuits Over Unpaid Medical Bills

“[H]ealthcare providers do not possess a statutory cause of action against no-fault insurers for recovery of personal protection insurance benefits under the no-fault act.”  ~ Michigan Supreme Court, Covenant Medical Center v State Farm

 

A few months ago, the Michigan Supreme Court issued a decision that could affect thousands of Michigan drivers with auto no-fault insurance. How so? Because the Court’s decision involves who can — and cannot — be sued for unpaid medical bills after a Michigan car accident ...

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Michigan Auto Insurance Rates: How Are They Determined?

If you drive a motor vehicle, you already know that Michigan auto insurance rates are reportedly among the highest in the nation. Why is this?

Many place blame for costly auto insurance in Michigan on the state’s no-fault system, which pays a car accident victim’s medical expenses for as long as needed, in addition to other benefits that help with the victim’s recovery. However, it’s important to recognize that various other factors also influence Michigan auto insurance rates.

One factor that ...

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Sinas Dramis Featured In Michigan Innovative Health Magazine

The Sinas Dramis Law Firm has been prominently featured in the pages of Michigan Innovative Health Magazine. As leading authorities on the auto no-fault insurance system, the Sinas Dramis team of Michigan car accident attorneys provided the content for the publication’s Summer 2017 edition, which focuses on Michigan no-fault law.

Michigan Innovative Health Magazine is a quarterly publication that offers information on wellness and healthcare, particularly for veterans, seniors, youth, disabled persons and the catastrophically injured. The Summer 2017 ...

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Stephen Sinas Leads Michigan No-Fault Insurance Webinar

Lansing auto accident attorney Stephen H. Sinas discussed the history, purpose and future of Michigan no-fault insurance, during a live webinar presented by Michigan Lawyers Weekly on July 25, 2017.

The program titled, “The State of No-Fault Insurance in Michigan,” was the first webinar that Michigan Lawyers Weekly has hosted, and Stephen was honored to be invited as the featured speaker.

Stephen is known as a leading authority on Michigan no-fault law. He is recognized across the state ...

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Why Michigan Drivers Should Choose “Uncoordinated” Auto Insurance

When you purchase a no-fault policy for your vehicle, your insurance company should give you the option of buying either uncoordinated auto insurance or coordinated auto insurance.

The question then becomes, what’s the difference? And which type of policy do you choose?

The difference is this. If you have uncoordinated auto insurance coverage, your Michigan no-fault insurance is primary and pays first if you’re injured in a car accident. On the other hand, if you have coordinated no-fault coverage, ...

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Attorney Kevin Komar Is Newest Member Of Sinas Dramis Personal Injury Team

The Sinas Dramis Law Firm is pleased to welcome attorney Kevin Komar to its personal injury team.

Kevin represents persons who are injured in auto accidents, semi-truck crashes, motorcycle collisions and bicycle accidents, including claims for Michigan no-fault benefits. He also handles other types of personal injury matters, including wrongful death accident claims, highway defect cases and premises liability claims.

Before joining the Lansing office of Sinas Dramis, Kevin spent 17 years as ...

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Michigan Catastrophic Claims Fee: Where Does Your Money Go?

Legislation Would Make State-Operated Fund More Transparent

If you have no-fault insurance, you currently pay an annual $170 Michigan catastrophic claims fee for each vehicle that you insure. The payment is in addition to your auto insurance premium.

Where does the money go? It goes into a statewide fund that’s managed by the Michigan Catastrophic Claims Association (MCCA). The association sets the yearly fee and uses the money to reimburse insurance companies for no-fault benefits paid to those who are ...

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