Letting Drivers Choose Their Michigan No-Fault Medical Benefits Is A Healthcare Gamble

A proposal to let drivers choose their Michigan no-fault medical benefits when they buy their auto insurance is nothing short of a healthcare gamble, and would end up leaving many car crash victims without enough coverage.

House Bill 5951, introduced by Rep. Jason Sheppard (R-Temperance), seeks to change Michigan’s auto no-fault system and the guarantee of unlimited lifetime medical benefits for those who are catastrophically injured in car accidents. The legislation proposes that four levels of medical coverage be ...

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Step-Down Auto Insurance Clause: Every Michigan Family’s Nightmare

Michigan drivers purchase no-fault insurance not only because state law requires it, but also to protect themselves and their loved ones in the event of a crash. When buying insurance, drivers usually think their policy will not only cover them in an accident but will also their family members covered by auto insurance who are injured while riding with them. Unfortunately, that’s not always the case — enter the step-down auto insurance clause.

Here’s the deal. Some auto insurance companies are ...

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