When you purchase a no-fault policy for your vehicle, your insurance company should give you the option of buying either uncoordinated auto insurance or coordinated auto insurance. The question then becomes, what’s the difference? And which type of policy do you choose? The difference is this. If you have uncoordinated auto insurance coverage, your Michigan no-fault insurance is primary and pays first if you’re injured in a car accident. On the other hand, if you have coordinated no-fault coverage, your health insurer and/or disability insurer pays first — in other words, your Michigan no-fault benefits are secondary. Most consumers go … Continue reading Why Michigan Drivers Should Choose “Uncoordinated” Auto Insurance