Michigan’s new auto no-fault law is now in full effect, and many new car insurance options are available for consumers to purchase for the first time since the 1970s. The choices many people will make in response to the new auto insurance law will be dictated by the harsh economic reality of cost. People can only buy what they can afford. However, buying less than what is affordable will only invite disaster if the policyholder suffers a catastrophic injury that exceeds the selected no-fault PIP coverage levels or causes another person to suffer such an injury. As a law firm handling hundreds of auto accident cases year after year, we’ve seen firsthand how important car insurance is in the event of these catastrophic events. We have poured over the new auto insurance law to best understand how it impacts drivers. Below, we outline our recommended Michigan car insurance options to help you make the best decision for you and your family.