Health Insurance for College Students

If you have a college student, it’s a very exciting time of year. Moving out, starting new classes, and furnishing first apartments is a milestone many Michigan families look forward to. But there’s one more to-do item Grand Rapids car accident attorney, Tom Sinas, discussed recently on Fox 17 Know the Law: health insurance for college students. Health Insurance Options for Students Today’s college student actually has quite a few options when it comes to health insurance coverage. The following are the best places to start looking. Coverage through the university. Many universities actually offer health insurance for college students, especially larger...

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Drunk Driving Laws in Michigan


Update: New House Bill proposals would reduce the BAC limit of 0.08 to 0.05 in Michigan. More here. It’s common knowledge that drinking and driving in the state is illegal. But do you know all the laws pertaining to this topic? We cover the topic often because we think it's that important to Michigan residents to understand. Grand Rapids car accident attorney, Tom Sinas, and Bryan Waldman, Michigan personal injury lawyer, both appeared in the media recently to discuss drunk driving laws in Michigan. Ins and Outs of Drunk Driving Laws in Michigan Operating a vehicle with the blood alcohol content (BAC) of 0.08 or...

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Sinas Dramis Stands Proudly With Nassar Sexual Assault Survivors


Jim Graves is currently representing sexual assault survivors of Larry Nassar, who violated hundreds of women and girls while employed as a physician at Michigan State University and while working as a team doctor for USA Gymnastics and Twistars USA. To date, more than 150 women and young girls have said they were sexually abused by Nassar while he was employed at MSU. Nassar was an MSU team doctor for nearly two decades and was the team physician for USA Gymnastics for almost three decades. Over the years, Nassar treated hundreds of gymnasts, including Lansing's own Jordyn Wieber, an Olympic medalist, who...

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Clinton County Jury Hands Down $750,000 Car Accident Verdict


A woman who sustained life-altering injuries after a taxi cab slammed into the side of her vehicle has obtained a $750,000 car accident verdict from a Clinton County jury. The woman was represented by Grand Rapids auto accident lawyer Tom Sinas in a damages lawsuit against not only the taxi cab driver, but also the vehicle owner and the taxi cab company. Facts Leading Up To $750,000 Car Accident Verdict On October 30, 2014, the plaintiff's vehicle was t-boned by a taxi cab in DeWitt Township, Michigan. At the time, the plaintiff was a 53-year-old woman who had worked at a law firm...

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Letting A Dog On Your Lap While Driving May Soon Be Illegal


We've all seen it (and have possibly been guilty of it ourselves): letting a dog sit on our lap while driving. Problem is, having a dog on your lap while driving is a distraction that takes your eyes off the road and may cause a Michigan car accident. This is why House Bill 5277 has been introduced in the Legislature. The measure would prohibit dogs on the laps of Michigan drivers. The proposal is straightforward and says, "An individual shall not operate a motor vehicle while a dog is sitting on his or her lap." If the bill ultimately passes, this...

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Semi-Truck Side Guards: Do They Reduce Crash Fatalities?


Michigan semi-truck accident injuries can be devastating, and are often fatal. This is not only due to the sheer weight and size of the trucks, but also because smaller vehicles can slide underneath these large trucks, resulting in even more catastrophic injuries. There are, however, ways to help reduce this type of tragedy, including the use of semi-truck side guards. Right now, long-haul commercial trucks in the United States are only required to have rear under-ride guards. These devices (also called "Mansfield bars" after the death of actress Jayne Mansfield in a rear-end collision with a semi-truck) are designed to keep...

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Using An Auto Accident Case Manager? Here’s What You Need To Know


Under the no-fault law, persons who are injured in motor vehicle collisions can use the services of an auto accident case manager. Basically, a case manager helps injured individuals coordinate their medical care during their recovery. It's crucial that Michigan car accident victims understand the nuances of using an auto accident case manager. Why? Because some insurance companies lead their insureds to believe that they must use a case manager selected by the insurance carrier, or else risk jeopardizing a claim for no-fault PIP benefits. This simply is not true. Here's why. Auto Accident Case Manager Services And The No-Fault Law The services of...

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Traffic Accident Deaths Spike For Pedestrians, Motorcyclists, Bicyclists


Last year, there were more than 37,000 traffic accident deaths in the United States -- an increase of 5.6% over the previous year, according to the National Highway Traffic Safety Administration (NHTSA). What stands out among these latest NHTSA findings? In 2016, there was a noticeable uptick in traffic accident deaths involving pedestrians, motorcyclists and bicyclists. Traffic Accident Deaths: Pedestrians, Motorcyclists And Bicyclists There were 5,987 traffic accident deaths involving pedestrians across the United States in 2016 -- an increase of 9%. This is the highest number since 1990. The spike in pedestrian accidents can be attributed to many factors, including more speeding motorists, distracted...

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Beware: AAA Insurance Is Using “Step-Down” Clauses In Its Auto Policies


For some time, we've been cautioning Michigan consumers about "step-down" auto insurance clauses. Step-down clauses are a nightmare for families because they drastically limit coverage for relatives who are injured while riding in the insured's vehicle. The companies that use these repugnant clauses are GEICO, USAA, Progressive, Farm Bureau and Grange. Now, we're adding AAA Insurance to the list. Warning: if you have a policy with AAA Insurance, pay close attention when you get your renewal notice. Based on information that we've received, AAA no-fault policies issued as of August 1, 2017, will include a step-down provision (also called an "intra-family...

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Michigan Accident Victims May Face Lawsuits Over Unpaid Medical Bills


"[H]ealthcare providers do not possess a statutory cause of action against no-fault insurers for recovery of personal protection insurance benefits under the no-fault act.”  ~ Michigan Supreme Court, Covenant Medical Center v State Farm [hr_shadow]   A few months ago, the Michigan Supreme Court issued a decision that could affect thousands of Michigan drivers with auto no-fault insurance. How so? Because the Court's decision involves who can -- and cannot -- be sued for unpaid medical bills after a Michigan car accident injury. Covenant: Medical Providers Can't Sue Insurers For Unpaid Bills In Covenant Medical Center v State Farm, the Michigan Supreme Court held that...

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