Sinas Dramis Law Firm Blog

Dramatic changes are taking effect as we speak in our auto insurance system in Michigan. With no-fault reform signed into law in 2019, and consumer no-fault PIP level options becoming available this month, we’ve discussed the auto coverage recommendations we suggest everyone seriously consider purchasing. We haven’t, however, spent a lot of time discussing the groups who could potentially opt-out of no-fault coverage altogether, and what the consequences of doing so could entail. If you’re a Medicare or Medicaid recipient and are considering opting out of no-fault PIP coverage, we encourage you to read on to understand which ...

Michigan’s new auto no-fault law is now in full effect, and many new car insurance options are available for consumers to purchase for the first time since the 1970s. The choices many people will make in response to the new auto insurance law will be dictated by the harsh economic reality of cost. People can only buy what they can afford. However, buying less than what is affordable will only invite disaster if the policyholder suffers a catastrophic injury that exceeds the selected no-fault PIP coverage levels or causes another person to suffer such an injury. As a law ...