For some time, we’ve been cautioning Michigan consumers about “step-down” auto insurance clauses. Step-down clauses are a nightmare for families because they drastically limit coverage for relatives who are injured while riding in the insured’s vehicle. The companies that use these repugnant clauses are GEICO, USAA, Progressive, Farm Bureau and Grange. Now, we’re adding AAA Insurance to the list.
Warning: if you have a policy with AAA Insurance, pay close attention when you get your renewal notice. Based on information that we’ve received, AAA no-fault policies issued as of August 1, 2017, will include a step-down provision (also called an ...Continue Reading →