Michigan drivers purchase auto no-fault insurance not only because state law requires it, but also to protect themselves and their loved ones in the event of a crash. When buying insurance, drivers usually think their policy will not only cover them in an accident, but will also cover their family members who are injured while riding with them.
Unfortunately, that’s not always the case — and many Michigan families aren’t finding out until it’s too late.
Here’s the deal. Some auto insurance companies are inserting a “step-down” clause (also known as an “intra-family exclusionary” clause) in their policies. A Continue Reading →