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Sinas Dramis Law Firm > Personal Injury > Moped Accidents

Michigan Moped Accidents & Moped Laws

Mopeds are a convenient, affordable, and eco-friendly way to get around. But when it comes to moped accidents in Michigan, the consequences can be serious. That’s why understanding Michigan moped laws – and knowing your legal rights after a crash – is so important.

At Sinas Dramis Law Firm, our attorneys not only educate the public about moped safety, but we also fight for those injured in moped accidents across the state.

What is Considered a Moped in Michigan?

Michigan law defines a moped as a vehicle that meets the following requirements:

  • Two or three wheels.
  • Motor size under 100 cubic centimeters (100cc).
  • Maximum speed of 30mph on  a flat surface. 
  • Automatic drive system (no shifting required).

If your vehicle exceeds these specifications, it may actually be classified as a motorcycle, which comes with different (and often stricter) legal requirements.

Even when riders follow the law, moped accidents happen far too often. Collisions with larger vehicles can result in devastating injuries, including fractures, head trauma, and spinal cord damage. Unlike drivers in cars, moped operators have very little physical protection – making them especially vulnerable on Michigan roads.

If you’ve been involved in a moped accident, you may face steep medical bills, time away from work, and long-term recovery. That’s where we come in.

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Michigan Moped Laws: Registration, Licensing & Helmets

To stay legal – and safe – it’s important to follow these Michigan moped laws:

  • Registration: Mopeds must be registered with the Secretary of State. A 3-year decal costs $15 and must be renewed before April 30 of the listed year.
  • Licensing:
    • Anyone with a valid Michigan driver’s license can operate a moped.
    • Residents age 15+ can apply for a moped license (with parental approval if under 18).
    • Applicants must pass a vision test and a written exam on traffic and moped operation.
  • Insurance: Mopeds are not legally required to carry insurance in Michigan. However, adding your moped to an existing auto policy can provide critical protection if you’re ever injured in a crash.
  • Helmet Laws:
    • Riders under 18 must wear a DOT-approved helmet on public roads.
    • While not required for adults, helmets remain one of the most effective ways to prevent catastrophic head injuries in moped accidents.

The Legal Edge with Bryan Waldman

Frequently Asked Questions About Mopeds

Do I need insurance to ride a moped in Michigan?

Michigan law does not require moped insurance. However, purchasing coverage is highly recommended to protect yourself financially if an accident occurs.

What happens if I’m injured in a moped accident in Michigan?

If you’re injured, you may be entitled to no-fault benefits, medical coverage, and potentially compensation from an at-fault driver. A personal injury attorney can help determine your options.

Is a moped considered the same as a motorcycle under Michigan law?

No. Mopeds have different legal requirements than motorcycles. If a vehicle exceeds the limits of a moped (engine size, speed, etc.), it’s classified as a motorcycle and requires motorcycle licensing and insurance.

Can I ride a moped on Michigan highways or freeways?

No. Mopeds are prohibited from being operated on freeways or limited-access highways. They are allowed on most surface streets.

What safety equipment is required when riding a moped?

Riders under 18 must wear a DOT-approved helmet. All riders should use safety equipment like lights and reflective gear for visibility, even if not required.

Do I need a license to operate a moped in Michigan?

Yes. You need either a valid Michigan driver’s license or a special moped license if you’re at least 15 years old.

Are moped riders eligible for no-fault benefits in Michigan?

It depends on the circumstances of the crash. If a motor vehicle is involved, you may qualify for no-fault benefits.

What should I do after a moped accident?

Call 911, seek medical care, report the crash, and document the scene. Then, consult with a personal injury attorney to understand your rights and possible claims.

Free Resources

Unlock free, easy-to-understand guides on Michigan auto no-fault laws with Sinas Dramis Law Firm – download PDFs instantly or request printed copies by mail. These brochures explain your rights and options clearly, no strings attached.

How Sinas Dramis Can Help After a Moped Accident

For decades, our attorneys have been fierce advocates for injured people across Michigan. Whether your accident involves a negligent driver, a dispute over insurance coverage, or questions about your legal rights under Michigan’s auto no-fault system, we are here to help. We offer:

  • Free consultations for injured riders and their families.
  • Guidance on insurance and medical benefits.
  • Aggressive pursuit of compensation for pain, suffering, and lost wages.
Call us today at 866.758.0031 or Contact Us Online to schedule your free consultation.
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