Underinsured Motorist Claims Complicated by Strauss V. Farm Bureau Decision

In Michigan, every motor vehicle operator is required to have automobile insurance, whether we like it or not.  It’s not only for our safety but also protects others in the event we cause an accident and injury. Within auto insurance policies, the State of Michigan also requires drivers to carry a minimum of $20,000 in liability coverage, which pays the injured party for the pain and suffering caused by the accident. But what happens if you’re injured by a driver ...

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Why Michigan Drivers Need Underinsured Motorist Coverage

When you’re in a car accident, you typically collect Michigan no-fault benefits from your own auto insurance company. You might also get some benefits from the at-fault driver’s insurance carrier.

But sometimes the at-fault driver’s policy may not fully compensate you for your injuries. This is why Michigan drivers need to purchase what is known as “underinsured motorist” coverage.

Why Underinsured Motorist Coverage Is Important

Here’s the deal. In Michigan, motorists are only required to carry $20,000 in no-fault insurance coverage. ...

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