Dangers of Auto Insurance “Step-Down” Clauses – FOX 17 Know the Law

Grand Rapids, Michigan auto accident lawyer Tom Sinas, of the Sinas Dramis Law Firm, warns families of the dangers created by “step-down” clauses in auto insurance policies. If an auto insurance policy includes a “step-down” clause, the insured’s family members are provided less insurance coverage in a car accident with the insured than injured persons who are not family members.