What If the At‑Fault Driver Has No Insurance in Michigan?
If the at‑fault driver has no insurance in Michigan, your own no‑fault insurance still applies for medical and wage‑loss benefits. Additional compensation may be available through uninsured or underinsured motorist coverage if your policy includes it, particularly when injuries are serious. After a car accident, many injured drivers assume the at‑fault driver’s insurance company will pay for medical bills, lost wages, and other damages. In Michigan, however, a surprising number of crashes involve drivers with no insurance or not enough insurance to fully cover the harm they cause. When the at‑fault driver is uninsured - or underinsured - injured victims are often...
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