Who Pays After a Car Crash? The Importance of Uninsured and Underinsured Motorist Coverage
After a car crash, one of the first questions that often arises is: Who’s going to pay for this? Ideally, the at-fault driver’s insurance will cover the costs of the injured victim's medical bills, lost wages, and other damages. But what if that driver doesn’t have insurance—or not enough? That’s where uninsured and underinsured motorist coverage comes in. What Is Uninsured Motorist Coverage? Uninsured motorist coverage protects you if you're hit by a driver who doesn’t have car insurance. Even though insurance is legally required in Michigan, far too many people are driving without it. If an uninsured motorist causes a crash...
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