The Importance of Uninsured and Underinsured Motorist Coverage in Michigan
Car accidents are stressful and traumatic enough—but what happens if the at-fault driver has no insurance or doesn’t have enough coverage to fully compensate you for your injuries? Unfortunately, this is a common problem in Michigan. That’s why uninsured motorist (UM) and underinsured motorist (UIM) coverage are critical protections that every driver should consider adding to their auto insurance policy. What Is Uninsured and Underinsured Motorist Coverage? Uninsured motorist (UM) coverage and underinsured motorist (UIM) coverage are optional insurance coverages that protect you if you are injured in a crash caused by a driver who either: Has no insurance at all (uninsured...
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