Who Pays After a Car Crash? The Importance of Uninsured and Underinsured Motorist Coverage
After a car crash, one of the first questions that often arises is: Who’s going to pay for this? Ideally, the at-fault driver’s insurance will cover the costs of the injured victim's medical bills, lost wages, and other damages. But what if that driver doesn’t have insurance - or not enough? That’s where uninsured and underinsured motorist coverage comes in. What Is Uninsured Motorist Coverage? Uninsured motorist coverage protects you if you're hit by a driver who doesn’t have car insurance. Even though insurance is legally required in Michigan, far too many people are driving without it. If an uninsured motorist causes...
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