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27 May
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How Long Do You Have to File a Car Accident Claim in Michigan?

Posted by Delaney Morgenstern
in Accidents, Auto No-Fault, Michigan Laws, Motor Vehicle Crashes
Judge’s gavel on a calendar representing filing deadlines for Michigan car accident claims.

In Michigan, most car accident lawsuits must be filed within three years of the date of the accident. However, no‑fault claims, claims against governmental entities, and uninsured motorist claims may have much shorter deadlines. After a car accident, many injured people understandably focus on medical treatment and recovery. Legal deadlines are often the last thing on their minds. Unfortunately, Michigan law imposes strict time limits on car accident claims, and missing a deadline can permanently eliminate the right to recover compensation. Knowing how long you have to file a car accident claim in Michigan - and which deadlines apply to which types...

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22 May
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Uninsured and Hit‑and‑Run Accidents in Lansing: What Injured Drivers Need to Know

Posted by Delaney Morgenstern
in Accidents, Auto Insurance, Auto No-Fault, Motor Vehicle Crashes
Car accident in Lansing involving an uninsured or hit and run driver, showing that Michigan No-Fault insurance still applies

In Lansing, if you are injured by an uninsured or hit‑and‑run driver, your own no‑fault insurance still applies for medical and wage‑loss benefits. Additional compensation may be available through uninsured or underinsured motorist coverage, particularly when injuries are serious. Car accidents involving uninsured or hit‑and‑run drivers are an unfortunate reality on Lansing roads. Between heavy commuter traffic, frequent construction, and late‑night driving near Michigan State University, crashes involving drivers who lack insurance - or flee the scene - happen more often than many people expect. When the at‑fault driver has no insurance, injured victims are often left asking difficult questions: Who pays...

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15 May
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Should You Give a Recorded Statement After a Michigan Car Accident?

Posted by Delaney Morgenstern
in Accidents, Auto Insurance, Auto No-Fault
Person reviewing accident documents while speaking on phone about a Michigan car accident insurance statement

In Michigan, you are generally required to cooperate with your own insurance company, which may include providing a recorded statement, but you are not required to give a recorded statement to the other driver’s insurance company. Statements given too early can be used to dispute injury severity or fault. After a car accident in Michigan, it is common for an insurance adjuster to reach out quickly - sometimes within hours or days - and request a recorded statement. The request is often framed as routine or helpful, and injured people are frequently told that giving a statement will “speed things up”...

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12 May
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Common Insurance Tactics Used to Reduce Michigan Injury Claims

Posted by Delaney Morgenstern
in Auto Insurance, Auto No-Fault, Injuries
Insurance representative reviewing claim paperwork related to reducing a Michigan injury claim

Insurance companies often reduce Michigan injury claims by disputing injury severity, challenging causation, requesting early recorded statements, shifting fault to the injured driver, and minimizing whether injuries qualify as serious under Michigan law. Recognizing these tactics helps injured people avoid mistakes that can limit compensation. After a car accident in Michigan, injured people often assume that insurance companies exist to fairly evaluate claims and provide compensation when injuries are serious. In practice, insurance companies are businesses whose primary goal is to limit financial exposure whenever possible. For accident victims, understanding how insurance companies evaluate and defend injury claims is just as important...

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07 May
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How to Prove “Serious Impairment of Body Function” in Michigan (and Why Insurers Dispute It)

Posted by Delaney Morgenstern
in Auto No-Fault, Injuries, Michigan Laws
Reviewing injury claim documents to prove serious impairment of body function in a Michigan insurance case

To prove “serious impairment of body function” in Michigan, you must show (1) an objectively manifested impairment, (2) of an important body function, that (3) affects your general ability to lead your normal life. Strong proof usually includes medical documentation and testing, records of functional limitations, and clear before‑and‑after life impact evidence - because insurers often dispute seriousness, causation, or “normal life” impact. After a Michigan car accident, you may hear the term “serious impairment of body function” and wonder what it means for your case. Under Michigan’s No‑Fault law, this threshold often determines whether an injured person can pursue pain...

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17 April
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Can You Sue a Distracted Driver in Michigan? What No‑Fault Insurance Really Allows

Posted by Delaney Morgenstern
in Auto No-Fault, Motor Vehicle Crashes, Uncategorized
Driver using a smartphone while driving in Michigan, illustrating distracted driving and potential accident liability

After a car accident in Michigan, injured drivers are often told the same thing: “Michigan is a no‑fault state, so you can’t sue the other driver.” This belief is especially common in distracted driving cases, where fault may seem obvious but the rules around compensation are widely misunderstood. In reality, Michigan’s no‑fault system does not eliminate all lawsuits. While no‑fault insurance applies first and provides important benefits, Michigan law still allows injured victims to pursue additional compensation when a distracted driver causes serious injury. Understanding when you can sue - and when you cannot - is critical to protecting your recovery after...

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11 April
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What to Do After a Car Accident in Lansing When Injuries Aren’t Immediately Obvious

Posted by Delaney Morgenstern
in Accidents, Auto Insurance, Auto No-Fault, Uncategorized
Man experiencing neck pain after a car accident on a Lansing roadway with vehicle damage nearby

Not all car accident injuries are immediate. In Lansing, many drivers leave crash scenes believing they are “fine,” only to develop pain, stiffness, headaches, or neurological symptoms days or even weeks later. These delayed injuries often lead to insurance disputes and denied claims - not because the injuries aren’t real, but because victims didn’t know what to do early on. This guide explains how Michigan law treats delayed car accident injuries and what Lansing drivers should do to protect their health and legal rights. Key Takeaways Delayed symptoms after car accidents are medically common and legally recognized Michigan law does not require immediate...

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17 March
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Distracted Driving Accidents in Lansing: Who Is Liable Under Michigan Law?

Posted by Delaney Morgenstern
in Accidents, Auto No-Fault, Injuries, Motor Vehicle Crashes, Uncategorized
Driver texting on phone while driving on a Lansing roadway, illustrating distracted driving risk

Distracted driving is one of the leading causes of car accidents in Lansing and throughout Michigan. On busy roads like Grand River Avenue, I‑496, and near Michigan State University, even a brief moment of inattention can result in devastating consequences. In our experience representing injured motorists, many serious crashes occur not because a driver was speeding or impaired, but because they took their attention off the road for just a few seconds. When distraction causes a crash, determining who is legally responsible is not always straightforward. Michigan’s no‑fault insurance system adds complexity that often leaves injured victims confused about their rights,...

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13 March
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The Hidden Costs of Car Accidents in Grand Rapids: What Victims Often Overlook

Posted by Delaney Morgenstern
in Accidents, Auto Insurance, Auto No-Fault, Uncategorized
Hidden Costs of Car Accidents Grand Rapids Attorneys

A car accident can disrupt your life in an instant. Medical bills and vehicle repairs are often the first concerns - but they are rarely the only costs. As a Grand Rapids personal injury lawyer, we’ve seen how quickly the financial and personal impact of a crash grows beyond what most people initially expect. Many accident victims accept insurance settlements before fully understanding what their case is truly worth. The result? Unpaid medical expenses, lost income, and long-term financial stress. Understanding the hidden costs of a crash is essential to protecting your future. Immediate Costs vs. Long-Term Impact Most people think of: Emergency room visits Ambulance...

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23 July
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Driving Without Auto Insurance in Michigan is Against the Law and Puts You at Risk

Posted by Dana Lawrence
in Auto Insurance, Auto No-Fault
woman driving a car

Much like paying taxes, purchasing auto insurance is something we have to do. Michigan’s auto insurance law requires all drivers to have no-fault automobile insurance. This is a core requirement of our state’s no-fault system. Grand Rapids Car Accident Attorney Tom Sinas recently discussed, on Fox 17's "Know the Law," what drivers need to know about car insurance and the serious consequences of going without. Who Needs Auto Insurance in Michigan? Michigan law requires vehicle owners and registrants to carry specific types of auto insurance while driving on public roads. This applies to residents as well as non-residents who plan to drive...

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