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06 August
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A New Michigan Ruling Could Change How No-Fault Insurance Coverage Is Determined for Children of Divorced Parents

Posted by Delaney Morgenstern
in Auto Insurance, Auto No-Fault
Child approaching a vehicle while adults are near a home, representing No-Fault insurance coverage issues for children of divorced or separated parents.

By Kevin Komar, Personal Injury Attorney, Sinas Dramis Law Firm Divorce or separation is a reality for millions of Americans, bringing a host of challenges for parents to navigate. From parenting-time schedules and school decisions to healthcare coverage and financial responsibilities, many balance complex responsibilities across households long after the legal process ends. What many parents may not realize is that automobile insurance can also become a significant issue, particularly when a child is injured in a motor vehicle crash. Under Michigan's No-Fault insurance system, an injured child's medical expenses and other Personal Injury Protection (PIP) benefits are typically paid by the auto...

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03 August
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Common Insurance Challenges After a Michigan Motorcycle Accident

Posted by Delaney Morgenstern
in Auto Insurance, Auto No-Fault, Motorcycles, Uncategorized
Motorcycle accident debris and investigation documents at a crash scene representing insurance and claim issues after a motorcycle accident.

Common insurance challenges after a Michigan motorcycle accident include determining which insurer must pay No-Fault benefits, whether a motor vehicle was involved, whether the rider meets Michigan’s serious injury threshold, whether comparative fault applies, and whether coverage limits or helmet-related arguments affect the claim. Motorcycle insurance issues are often more complex because Michigan law treats motorcycles differently than cars. Motorcycle accident claims in Michigan are often more complicated than ordinary car accident claims. Riders may face serious injuries, disputed liability, unclear insurance coverage, and confusion over which insurance company is responsible for paying benefits. One of the biggest reasons these cases become...

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30 July
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Commemorating the Third Anniversary of Andary: A Landmark Victory for Thousands of Michigan Auto Crash Survivors 

Posted by Delaney Morgenstern
in Auto No-Fault, In the Media
Michigan Hall of Justice in Lansing, home of the Michigan Supreme Court, which issued the landmark Andary v. USAA decision protecting lifetime no-fault benefits for injured crash survivors.

For 75 years, Sinas Dramis Law Firm has proudly served as Michigan's Advocates for the Injured, standing beside individuals and families during some of the most difficult moments of their lives. That mission was powerfully demonstrated through the firm's advocacy in one of the most significant legal victories for injury victims in Michigan history: the Michigan Supreme Court's landmark decision in Andary v. USAA Casualty Insurance Company.  A Landmark Decision That Changed Michigan No-Fault Law In its decision, issued on July 31, 2023, the state’s highest court ruled that the cost-saving provisions enacted as part of Michigan’s 2019 no-fault reforms could not be applied retroactively to individuals injured before the law took effect. The Court held that insurers must...

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18 July
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What Can Reduce the Value of a Michigan Car Accident Claim?

Posted by Delaney Morgenstern
in Accidents, Auto Insurance, Auto No-Fault, Injuries, Motor Vehicle Crashes
Documents, calculator, and claim records being reviewed as part of a Michigan car accident claim evaluation.

The value of a Michigan car accident claim can be reduced by disputed fault, gaps in medical treatment, weak evidence, pre-existing condition arguments, early recorded statements, missed deadlines, limited insurance coverage, or failure to prove a serious impairment of body function. These issues do not always destroy a claim, but they can make recovery more difficult. After a Michigan car accident, many injured people focus on what can increase the value of a claim: strong medical records, clear liability, serious injuries, and documented financial losses. But it is just as important to understand the other side of the equation: what can...

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10 July
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What Happens After a Michigan Car Accident Lawsuit Is Filed?

Posted by Delaney Morgenstern
in Accidents, Auto Insurance, Auto No-Fault
Judge's gavel and legal documents representing the Michigan car accident lawsuit process.

After a Michigan car accident lawsuit is filed, the case typically moves through several stages: filing and service, the defendant’s response, discovery, depositions, motions, settlement negotiations, mediation, and, if necessary, trial. Many cases still settle after a lawsuit is filed, but litigation helps develop the evidence needed to resolve disputed claims. Most Michigan car accident claims begin with insurance. Medical bills are submitted, records are gathered, fault is evaluated, and settlement discussions may begin. But not every case resolves through the insurance claim process alone. Sometimes, when the parties disagree about fault, injury severity, insurance coverage, or the value of the...

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07 July
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Can You Recover Compensation With a Pre-Existing Injury in Michigan?

Posted by Delaney Morgenstern
in Accidents, Auto No-Fault, Injuries
Medical professional reviewing medical records with a patient during an injury consultation.

Yes, you may still recover compensation in Michigan if you had a pre-existing injury or condition before the accident. The key issue is whether the crash caused a new injury, aggravated the prior condition, accelerated symptoms, or made the condition worse. Insurance companies commonly dispute these claims, so medical documentation comparing your condition before and after the accident is critical. After a Michigan car accident, one of the most common concerns injured people have is whether an old injury, chronic condition, prior surgery, or degenerative diagnosis will hurt their claim. Insurance companies often focus heavily on prior medical history, especially when...

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20 June
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How Long a Michigan Car Accident Case Takes (and Why It Varies)

Posted by Delaney Morgenstern
in Accidents, Auto Insurance, Auto No-Fault, Uncategorized
Judge’s gavel with two vehicles representing the process of a Michigan car accident claim.

A Michigan car accident case can take anywhere from a relatively short insurance claim process to a much longer lawsuit timeline, depending on injury severity, medical treatment, fault disputes, insurance issues, and whether the case resolves in negotiation, mediation, or trial. There is no one standard timeline because every case develops differently. After a Michigan car accident, many injured people want a clear answer to one practical question: How long is this going to take? That question makes sense. Medical treatment may already be underway, bills may be arriving, work may be disrupted, and the insurance company may be asking for statements or...

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11 June
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Can Gaps in Medical Treatment Hurt Your Michigan Injury Claim?

Posted by Delaney Morgenstern
in Auto No-Fault, Injuries, Uncategorized
Medical professional reviewing treatment notes with a patient in a clinical setting.

Yes, gaps in medical treatment can hurt a Michigan injury claim because insurance companies often use them to argue that the injury was not serious, was not caused by the accident, or did not meaningfully affect the injured person’s normal life. Treatment gaps do not automatically destroy a claim, but they often make serious injury and causation issues harder to prove. After a Michigan car accident, many injured people do what seems reasonable: they get checked out, try to rest, and hope things improve. Some begin treatment right away but stop after a few visits because work gets busy, appointments are...

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30 May
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Grand Rapids Car Accident Claims: Deadlines Injured Victims Need to Know

Posted by Delaney Morgenstern
in Accidents, Auto No-Fault, Michigan Laws, Motor Vehicle Crashes
Highway traffic in Grand Rapids representing car accident claim filing deadlines in Michigan.

In Grand Rapids, most car accident lawsuits must be filed within three years of the crash, but no‑fault benefit claims, uninsured motorist claims, and claims involving government entities often have much shorter deadlines. Missing these deadlines can permanently bar recovery. After a car accident in Grand Rapids, most injured people focus on medical treatment, insurance calls, and getting life back on track. Legal deadlines often feel distant or unimportant - until it’s too late. Unfortunately, Michigan law imposes strict filing deadlines on car accident claims, and missing even one can permanently eliminate the right to recover compensation. These deadlines apply regardless of...

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27 May
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How Long Do You Have to File a Car Accident Claim in Michigan?

Posted by Delaney Morgenstern
in Accidents, Auto No-Fault, Michigan Laws, Motor Vehicle Crashes
Judge’s gavel on a calendar representing filing deadlines for Michigan car accident claims.

In Michigan, most car accident lawsuits must be filed within three years of the date of the accident. However, no‑fault claims, claims against governmental entities, and uninsured motorist claims may have much shorter deadlines. After a car accident, many injured people understandably focus on medical treatment and recovery. Legal deadlines are often the last thing on their minds. Unfortunately, Michigan law imposes strict time limits on car accident claims, and missing a deadline can permanently eliminate the right to recover compensation. Knowing how long you have to file a car accident claim in Michigan - and which deadlines apply to which types...

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