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Driving Without Auto Insurance in Michigan is Against the Law and Puts You at Risk

woman driving a car

Much like paying taxes, purchasing auto insurance is something we have to do. Michigan’s auto insurance law requires all drivers to have no-fault automobile insurance. This is a core requirement of our state’s no-fault system. Grand Rapids Car Accident Attorney Tom Sinas recently discussed, on Fox 17's "Know the Law," what drivers need to know about car insurance and the serious consequences of going without. Who Needs Auto Insurance in Michigan? Michigan law requires vehicle owners and registrants to carry specific types of auto insurance while driving on public roads. This applies to residents as well as non-residents who plan to drive...

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Who Pays After a Car Crash? The Importance of Uninsured and Underinsured Motorist Coverage

After a car crash, one of the first questions that often arises is: Who’s going to pay for this? Ideally, the at-fault driver’s insurance will cover the costs of the injured victim's medical bills, lost wages, and other damages. But what if that driver doesn’t have insurance - or not enough? That’s where uninsured and underinsured motorist coverage comes in. What Is Uninsured Motorist Coverage? Uninsured motorist coverage protects you if you're hit by a driver who doesn’t have car insurance. Even though insurance is legally required in Michigan, far too many people are driving without it. If an uninsured motorist causes...

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Shared Roads, Shared Responsibility in Grand Rapids: Advice for Motorists and Cyclists

car and bike on a roadway

[vc_row triangle_shape="no"][vc_column][vc_column_text css=""]With the return of warmer weather, Michigan roads are once again filled with a surge of bicyclists. To ensure both cyclists and motorists share the road safely, it’s vital for everyone to stay up-to-date on the laws. These laws aren’t just legal requirements—they save lives. Grand Rapids car accident attorney Tom Sinas of Sinas Dramis Law Firm recently shared essential insights on Fox 17’s “Know the Law.” Here’s what both drivers and riders need to know. Motorists: Be Alert. Give Space. Pass Safely. Cyclists have a legal right to use the road—they’re not limited to bike lanes or sidewalks. Be...

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What You Need to Know After a Grand Rapids Car Accident – Does Your Injury Meet the Threshold for a Claim?

injury caused by a car accident

Car crashes are, unfortunately, a daily occurrence. While many are minor, others cause life-changing injuries. If you or a loved one has been seriously hurt in a motor vehicle accident, it is in your best interest to talk to a personal injury lawyer. Tom Sinas, an expert Grand Rapids car accident attorney with Sinas Dramis Law Firm, has been advocating for injured people in West Michigan for over a decade. He will help you understand your rights following a Grand Rapids car accident and determine if you meet the complicated legal standard of threshold injury law—a first step in any...

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Legal Claims After Death Due to Car Accident: What Families Need to Know

legal claims after death due to a car accident

At Sinas Dramis Law Firm, we understand that losing a loved one in a car crash is an unthinkable tragedy. For over 70 years, our firm has stood beside Michigan families, helping them navigate the emotional and legal challenges that follow. If your loved one died due to someone else’s negligence or wrongdoing behind the wheel, it’s important to understand your rights under Michigan law regarding legal claims after death due to a car accident. Why Understanding Your Legal Rights Matters Motor vehicle fatalities are more common than most people realize. In 2022 alone, more than 42,000 people lost their lives in...

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Michigan Court of Appeals to Insurers: $250,000/$500,000 Auto Liability Insurance Coverage does not equal $50,000/$100,000

What is the state-mandated minimum amount of auto liability insurance coverage? This is a common question across the country that should be easy to answer. And before July 2020, the answer for Michigan was relatively straightforward: $20,000 per person/$40,000 per person. The answer to this question matters not only to the insurance buying public, but also to practitioners, even those dealing with insurance policies containing higher limits. Why? Because there have always been exclusions in auto insurance policies that permit an insurer to reduce its stated coverage to the state-mandated minimum. The most common situations involve intentionally caused injury, failure to...

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Michigan Auto Accident Attorneys Stephen Sinas and Kevin Komar Obtain Jury Verdict Leading to $2.8 Million Judgment Against Auto Insurance Company

Sinas Dramis Law Firm attorneys, Stephen Sinas and Kevin Komar obtained a jury verdict leading to a $2.8 million judgment against a no-fault insurance company, that wrongfully denied no-fault benefits to a person who sustained severe and ultimately fatal injuries in a motor vehicle accident. The verdict was rendered in the case of Estate of Kevin Lindsey, et al v Esurance Insurance, which, after a trip to the Court of Appeals in 2021, has been pending in the Ingham County Circuit Court since 2017. During the week-long trial, Michigan auto accident attorneys Stephen Sinas and Kevin Komar worked together to...

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Frequently Asked Questions About Michigan Car Crashes

Frequently Asked Questions About Michigan Auto Accidents

No one wants to imagine getting into a car crash, but unfortunately crashes happen every day. It’s important to know what to do in the days and weeks following the crash, especially if you’re seriously injured. In the content below, Sinas Dramis Law Firm provides answers to some of the most frequently asked questions we get from clients, in the firm’s 70-year history handling these types of cases....

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Michigan Fee Schedule Challenge Won by Sinas Dramis Attorneys in Ostendorf Case

Michigan Auto No-Fault Attorneys

On Friday, May 13th, 2022 Sinas Dramis Law Firm Attorneys George Sinas, Catherine Tucker, and Lauren Kissel secured a significant victory in favor of their client Elisabeth Ostendorf when Clinton County Circuit Court Judge Shannon Schlegel held that the 2019 amendments to Michigan’s auto no-fault law could not be retroactively applied to Ostendorf and other patients who purchased no-fault policies and sustained injuries prior to the implementation of these amendments. This particular case (Kuhlgert v State Farm), was a challenge of whether or not the new Michigan fee schedule could be applied to Ostendorf, following its July 1, 2021 implementation. What is...

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