After a car crash, you’ll likely be shaken up and thinking of many things. It’s understandable that you may find yourself asking what you should do after the accident.
While there are many things you will need to handle after the crash, including seeking medical attention for any car accident injuries, one of the most important is getting a copy of the police report.
Why The Police Report Is Needed
The main reason you need a copy of the police report is this: you must provide it to your auto insurance company to claim Michigan no-fault PIP benefits. These benefits are payable no matter who was at fault for the crash. They include:
- allowable medical and rehabilitation expenses for life.
- wage loss benefits for a 3-year period.
- replacement service expenses for a 3-year period.
- if the accident results in death, survivor’s loss benefits for a 3-year period.
When you get a copy of the police report, it is important to review it right away. Make sure it’s accurate before submitting it to your auto insurance company. The bottom line is this: you don’t want any problems when processing your PIP benefit claim because of inaccurate information on the car accident report. If something is mistaken, you need to immediately address the error and get it corrected before submitting the report to your insurance company.
Be forewarned that some insurance companies will tell you that they will get a copy of the police report for you. Unfortunately, this can be a delay tactic for some insurers … and delays may jeopardize your claim for PIP benefits. So it’s best to order the report on your own, review it, get any mistakes corrected and provide it to your auto insurer.
Another reason to get a copy of the crash report? You will need it in case you file a lawsuit against the other driver for noneconomic damages (pain and suffering) and excess economic loss damages. Basically, the report will be needed to show the other driver was negligent or at-fault.
If you sue the other driver for damages, you will also need to be represented by an experienced Michigan car accident attorney. And while it’s true that your lawyer can get a copy of the police report, already having it in your hands helps your attorney hit the ground running in your case.
Accident Reports And Semi-Truck Collisions
If you’re injured in a Michigan semi-truck accident, getting the police report is particularly critical and should be done as soon as possible. Here’s why:
- you’ll need the accident report to file a claim for trucking accident benefits, especially because your injuries will likely be more severe than if you were in a crash with a passenger vehicle.
- you’ll need the report if you want to file a trucking accident claim against the semi-truck operator, owner and insurer, and it will help your semi-truck accident attorney get a jump-start on any legal proceedings.
- trucking companies’ insurance carriers and investigators move quickly to gather evidence in an effort to minimize the liability of the truck driver.
How Do You Get The Police Report?
There are two ways to order the police report after an accident: 1) online and 2) in person.
Most Michigan police departments make accident reports available online through websites like TracView, Michigan State Police and Clemis. You will pay a small fee for the report and then be able to download it for your own use. Take note that, if you order a report online, you must have sufficient information, including:
- the names of the driver(s) involved in the crash;
- the name of the police department that responded to the accident; and
- the incident report number.
If you don’t have Internet access or don’t have a credit card to pay online for the report, you can always get it by going to the records department of the police agency that responded to the crash. There will be a small fee to get the report (fees vary by police department).
If you’ve been injured in a motor vehicle collision, our experienced Lansing auto accident lawyers and Grand Rapids car accident attorneys are here to help get you the compensation that you deserve. Contact our Michigan injury lawyers today for a free initial consultation.