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Won’t My Health Insurance Cover My Car Accident Injuries?

stethoscope and medical bills in background

[vc_row triangle_shape="no"][vc_column][vc_column_text]In Michigan, we must purchase insurance for ourselves if we are going to be operating our vehicles on public roadways. Up until mid-2020, when the changes to the Michigan auto no-fault system largely went into effect, auto insurance policies included lifetime unlimited medical coverage for ourselves and our resident family members. This unlimited no-fault PIP medical coverage paid for medical expenses incurred as the result of injuries sustained in a motor vehicle collision, regardless of who caused the accident. However, as a result of the recent auto no-fault reforms, Michigan residents can now purchase varying levels of no-fault insurance...

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Injured in a Rideshare Accident – No-Fault Benefits, Liability Claims

side of vehicle with driver and passneger

Rideshares - such as Uber and Lyft - are a popular way to get from point A to point B without the hassle and maintenance of owning your own vehicle. But in the unfortunate instance of becoming injured as a result of a rideshare crash, many people don't know if they can obtain insurance benefits or where to turn for those benefits. Here to help those injured in a rideshare accident understand their rights to no-fault benefits and a potential liability claim, Grand Rapids car crash lawyer, Tom Sinas, covered this timely and important topic recently on Fox 17 "Know...

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Update on Auto No-Fault Lawsuit Regarding Attendant Care, Provider Fee Schedule

courthouse columns

[vc_row triangle_shape="no"][vc_column][vc_column_text]We recently published two separate blog posts regarding the auto no-fault lawsuit filed on behalf of several plaintiffs challenging the constitutionality of the reformed law. In particular, this lawsuit challenges the 56-hour cap on family provided attendant care as well as the 55% fee schedule that applies to the services not compensable under the Medicare fee schedule. This article seeks to provide readers with an update on the auto no-fault lawsuit. February 2021 Update Court Grants Defendants' Motion On November 13, 2020, the Ingham County Circuit Court issued an order granting the defendants' motion on all counts. In summary, the court held...

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Motorcycles, Company Cars, and the No-Fault “Choice” Fallacy

motorcycle driving on asphalt

Proponents of the auto no-fault insurance overhaul known as Publics Acts 21 & 22 heralded the era of “choice.” Supporters of the amended law argued that everyone will benefit when consumers can choose various monetary limits on no-fault PIP benefits for allowable expenses. While this claim might have been adept marketing, its premise and implementation are flawed.   The Risk of Loss from Car Accidents is Notoriously Unpredictable   Can a consumer accurately make an informed choice about auto insurance that provides coverage for medical care following a car accident,? For some insurance (e.g. homeowners or life insurance) the risk of loss is...

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Don’t Get Hurt Twice – New Publication “Protecting the Injured”

Doctor smiling at patient with tablet

The Michigan Legislature recently enacted major changes to the Michigan Auto No-Fault Law. The most important of these changes went into effect in July 2020. These new laws will have a substantial impact on the legal rights of people seriously injured in motor vehicle collisions, as well as the medical providers whose services and care the injured so need and heavily depend on. ...

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What to do if You’re in a Car Accident While Pregnant

pregnant person in background, what to do if you're in a car accident while pregnant

A person never plans to be in a car crash, and these types of accidents never discriminate. Crashes can involve both new teen drivers and experienced older drivers, small cars and semi-trucks, and insured and uninsured vehicles. It doesn't matter who you are, how experienced a driver you are, where you're at, or any other factor - car accidents can happen to anyone. One class of auto accident victims that poses a significantly greater risk of injury or complications include pregnant drivers and vehicle occupants. If you're in a car accident while pregnant, it's important to take extra precautions as to...

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Auto No-Fault Lawsuit Challenges New Medical Provider Fee Schedule

medical professional pushing person in a wheelchair

Several developments, in this case, occurred in late 2020 and early 2021. An integral member of the legal team handling this case, Lansing auto accident attorney, Lauren Kissel, provides further updates on the auto no-fault lawsuit here. We recently wrote about our current lawsuit challenging the constitutionality of Michigan's recent no-fault reform, specifically the new limits on family provided attendant care and the egregious fee schedule that applies to non-Medicare compensable services. In the previous article, we discussed at length the in-home attendant care challenges. In this second installment, we will further discuss the constitutionality of the new medical provider fee...

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