Motorcycles, Company Cars, and the No-Fault “Choice” Fallacy

motorcycle driving on asphalt

Proponents of the auto no-fault insurance overhaul known as Publics Acts 21 & 22 heralded the era of "choice." The pitch went like this: since everyone loves choices, everyone will benefit when consumers can choose various monetary limits on allowable expense no-fault PIP benefits. While it makes for good marketing, both its premise and implementation are flawed. Risk of Loss from Car Accident is Unknown First, ask yourself this - can a consumer accurately make an informed choice about auto insurance that provides coverage for medical care following a car accident, to begin with? For some insurance (e.g. homeowners or life insurance)...

Continue reading

Motorcycles and the New Auto No-Fault Law

Motorcycle handlebars riding on road

We've been talking a lot about the changes happening to Michigan's auto no-fault law. You can read all about these changes to our no-fault system here. Additionally, our firm created "Making Smart Choices" - a comprehensive guide to helping consumers make educated auto insurance decisions. In addition to a plethora of concerns about these changes and their impacts on motorists in Michigan, many are also wondering about motorcycles and the new auto no-fault law. This week Tom Sinas and Bryan Waldman both spoke to the media about the new auto insurance impacts on motorcyclists. Tom Sinas on Fox 17 "Know the Law"...

Continue reading

Jury Rejects View of At-Fault Driver’s Insurance Company, Returns Significant Verdict

courtroom in background words ontop say "536,000 jury verdict insurance company wrong"

Michigan personal injury attorney, Stephen Sinas, obtained justice for a Lansing motorcyclist injured by a negligent driver. After a multi-day trial in the Ingham County Circuit Court, the jury awarded the plaintiff damages in the total amount of $536,857, nearly five times the settlement offer amount.   Automobile Vs Motorcycle Case Specifics The at-fault driver caused the crash with the motorcyclist when she attempted to turn left in front of the plaintiff while he was riding on his motorcycle. The plaintiff's injuries included fractures of the second and third metatarsal in the left foot, as well as a late-diagnosed traumatic injury to the...

Continue reading

Motorcycle Hit-and-Run Accident – What Every Motorcyclist in Michigan Should Know


Everyone knows Michigan is a no-fault auto insurance state. Under the No-Fault Act, priorities are established that determine which insurer is responsible for paying the injured person's benefits. But, interestingly enough, motorcyclists occupy a strange place with regard to no-fault priorities in Michigan, especially when it comes to motorcycle hit-and-run accidents. Motorcycles aren't considered motor vehicles in Michigan. Therefore, they aren't required to carry no-fault coverage. Yet motorcyclists may still collect no-fault benefits if they're injured in an accident involving a motor vehicle. Order of No-Fault Priorities for Motorcyclists While the no-fault statute mandates that motorists seek benefits from their own insurer first,...

Continue reading

Bluetooth Motorcycle Helmet – Dangerous or a Rider Necessity?


In an increasingly connected world, it’s no wonder hands-free communication is essential for operators of both automobiles and motorcycles. And for motorcyclists, the newest player on the scene is the Bluetooth motorcycle helmet. These helmets wirelessly connect rider-to-rider, or rider to their mobile device. Once connected, riders are alerted to incoming calls, can listen to music, or receive navigation instructions. Without a doubt, hands-free connectivity is important for keeping eyes on the road. After all, nothing is scarier than seeing someone operate such a powerful bike with one hand, and a cell phone with the other. But the question begs to be...

Continue reading

Michigan Motorcycle Helmet Law – A Complete Guide


It’s the wind in your hair, the sun on your skin, the deeper connection to your natural environment from the seat of your motorcycle. And there’s nothing else quite like it. We get the reasons you ride.  But as personal injury attorneys that represent countless riders seriously injured in motorcycle accidents, we hope you'll take the time to fully understand Michigan's motorcycle helmet law before deciding whether or not to wear a helmet. While the choice, in most cases, is ultimately up to you, we know that knowledge is power. So next time you hop on your bike, keep this information in...

Continue reading

Traffic Accident Deaths Spike For Pedestrians, Motorcyclists, Bicyclists


Last year, there were more than 37,000 traffic accident deaths in the United States -- an increase of 5.6% over the previous year, according to the National Highway Traffic Safety Administration (NHTSA). What stands out among these latest NHTSA findings? In 2016, there was a noticeable uptick in traffic accident deaths involving pedestrians, motorcyclists and bicyclists. Traffic Accident Deaths: Pedestrians, Motorcyclists And Bicyclists There were 5,987 traffic accident deaths involving pedestrians across the United States in 2016 -- an increase of 9%. This is the highest number since 1990. The spike in pedestrian accidents can be attributed to many factors, including more speeding motorists, distracted...

Continue reading

Michigan Motorcycle Laws Are Changing In October 2017


The cost to ride a motorcycle in Michigan is about to go up -- but for a good reason. On Oct. 25, 2017, several new Michigan motorcycle laws go into effect. Here's the rundown. First, the cost of an original motorcycle endorsement, as well as the fee for a renewal, is going to increase. An original endorsement has been $13.50, but will now cost $16. A renewal has been $5, but will now cost $7. Where will this extra money go? Into a "Motorcycle Safety & Education Awareness Fund," administered by the Michigan Department of Treasury. It’s estimated that an additional $250,000...

Continue reading