Michigan Car Accident Attorneys
Leaders in Michigan Personal Injury Law Since 1951
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Since opening our doors in 1951, thousands of families have trusted the Michigan auto accident attorneys at Sinas Dramis Law Firm with their car accident cases. In addition to being well-regarded Michigan personal injury attorneys with expertise in car accident cases, we’ve also earned the title of thought-leaders on Michigan’s auto no-fault system. This unique and complex law provides that persons who’ve suffered a car accident injury: 1) are entitled to personal protection insurance benefits (also known as no-fault PIP benefits) and 2) can seek certain damages from the driver at-fault for their accident.
Our Results for Michigan Car Accident Victims
Sinas Dramis Law Firm successfully obtains the best results possible for our clients depending on their case specifics, insurance coverages available, and nature of injuries. In addition to achieving favorable results for victims of semi-truck accidents, motorcycle collisions, and bicycle crashes, our attorneys regularly obtain favorable results on behalf of those seriously injured in Michigan car accidents. The following are just a few of our firm’s car accident settlements and verdicts:
- $5,000,000 for the wrongful death of an 18-year-old woman due to drunk driver negligence.
- $3,800,000 settlement on behalf of a 51-year-old woman for various physical injuries and the worsening of pre-existing traumatic brain injury and post-traumatic stress disorder caused by a motor vehicle accident.
- $2,100,000 settlement for a 51-year-old woman who suffered significant brain injuries after a collision with a commercial vehicle.
- $625,000 third-party compensation on behalf of a Michigan couple involved in a serious auto accident when the other driver ran a stop sign resulting in numerous injuries to both, including loss of consortium, companionship, and pain and suffering.
- $250,000 settlement on behalf of a college student ejected from an automobile in a single vehicle collision.
- $100,000 on behalf of our client involved in a head-on collision when the other driver failed to return to their original lane of travel.
- $73,130.20 for our client who suffered brain injuries following a Michigan car accident.
More Information About Michigan Car Accidents
In addition to obtaining results for our clients, we are committed to educating those injured in Michigan motor vehicle accidents about their rights under the law.
The first requirement for filing a Michigan car accident lawsuit is being able to show that the other driver was at fault — in other words, negligent — and caused the accident.
Car crashes are both unexpected and stressful. If you are in a Michigan auto accident, you must take certain steps to ensure that the incident has been properly documented for law enforcement and for no-fault insurance.
You have three years from the date of a car accident in Michigan to file a lawsuit against the other driver for the injuries you sustained. This time period applies to both bodily injury and wrongful death claims.
Typically, the at-fault driver’s insurance company pays automobile negligence claims. If the damages exceed the amount of liability coverage carried by the at-fault driver, the driver may be personally responsible for the excess amount.
Purchasing uninsured and underinsured insurance coverage helps fill the gap when your damages exceed the amount of the negligent driver’s policy limits, or when the negligent driver has no insurance at all.
Michigan Auto No-Fault Explained
No-fault insurance – also referred to as personal injury protection (PIP) – helps cover medical expenses and loss of income when passengers in automobiles in Michigan are injured in car accidents. These benefits are available to anyone covered by a no-fault policy (barring limited disqualification situations), regardless of who is at fault for the crash. This is what sets no-fault apart. Other types of auto insurance, such as comprehensive, collision, and liability, reimburse for damages depending on who is determined to be at fault for the collision.
As of June 11, 2019, Michigan enacted new auto no-fault legislation. This legislation will bring sweeping changes to the system as we know it. Our attorneys have poured over this new legislation and offer a free overview of the new no-fault law here.
The basic concept of Michigan auto no-fault law is to guarantee payment of certain insurance benefits to anyone injured in motor vehicle accidents, no matter who’s at fault. However, people still have important rights against at-fault drivers.
No-fault benefits are available to more than those who injured a typical motor vehicle accident. These benefits can also be available to people injured in certain ways involving parked vehicles and to people injured while performing maintenance on vehicles.
Certain people are automatically disqualified from claiming no-fault benefits. Owners or registrants of uninsured motor vehicles and those using stolen vehicles are a few examples.
Generally, the injured person collects no-fault PIP benefits from their own no-fault insurance company, or from a policy issued to their spouse or resident relative. However, there are a few exceptions.
Understanding the difference between coordinated and uncoordinated auto insurance policies is vital. Coordinated no-fault means their private health insurance company pays first for medical expenses, whereas no-fault coverage pays first in uncoordinated policies.
There are certain rules that apply to how people must notify their auto insurance company about their injuries as well as submitting their claims for benefits to a no-fault insurance company.
The No-Fault Act contains two very strictly enforced time limitations for processing claims for No-Fault PIP benefits. To properly protect the claim for no-fault benefits, these rules must be carefully followed.
The No-Fault Act contains specific penalties that can be assessed against no-fault insurance companies who do not honor their legal obligations to pay claims as required by the law.
The No-Fault Act provides that when the mental or physical condition of a person is at issue, the no-fault insurance company can request to have the injured party examined by a physician of its choice.
Depending upon the facts of the case, different kinds of government benefits can be deducted from PIP benefits. Examples include social security and worker’s compensation, to name a few.
Importance of Hiring Michigan Auto Accident Attorneys Who Understand No-Fault Insurance
Yes, Michigan is a no-fault state. However, when there’s clear responsibility for a crash, injured victims can also file a liability suit against the at-fault driver. While two separate lawsuits, no-fault and liability claims are intricately interwoven and the laws regulating them are incredibly complex. However, not every attorney understands the complexities of no-fault insurance and how it works with liability claims. The attorneys at Sinas Dramis Law Firm have dedicated their careers to understanding Michigan’s no-fault system and are known as thought leaders in this area of law. As such, we dedicate an entire website to educating the public, fellow attorneys, and medical and insurance providers about this unique insurance system. We pride ourselves in skillfully navigating our clients through both types of claims – no-fault and liability. Our experience and dedication have set us apart for decades in Michigan.
Helping Victims of Auto Accidents Across Michigan
With offices conveniently spread across the state, we are well-prepared to help clients throughout Michigan.