Michigan’s New Auto No-Fault Law
In May 2019, Michigan Legislature passed vast and sweeping changes to the state’s auto no-fault law which was then signed into law by Governor Whitmer. This legislation fundamentally changes how the Michigan no-fault insurance system operates and will affect literally every resident in the state.
The Michigan no-fault insurance reform debate is nothing new. In the name of providing premium rate relief, this new law, however, has no cost-saving guarantees for Michigan families. Furthermore, these hastily passed bills leave more questions and concerns with regard to how the injured in our state will access treatment.
Our attorneys have long understood the immense benefit of our state’s auto no-fault system. Because of this, we have remained actively engaged in the reform debate, as no-fault thought leaders and fierce advocates. Now, with the passing of this new legislation, we are committed to educating the public regarding these changes.
George Sinas, Stephen Sinas, and Thomas Sinas spent countless hours pouring over the new legislation in the days following its passage. As a result, they’ve authored “Navigating the Chaos: The New No-Fault Legislation,” a comprehensive overview of the new auto no-fault law. In addition, we published created “Making Smart Choices: A Summary Guide to the New Auto No-Fault Law.” This guide provides insight into options Michigan consumers have never faced before when making their auto insurance purchasing decisions. This consumer resource is free to everyone.
It is our hope that everyone in Michigan has a better understanding of the new auto no-fault law, from those injured in Michigan auto accidents and their families or caregivers to fellow legal professionals, medical staff, and the general public.
Recent Articles and Related Reading on Michigan’s New No-Fault
Importance of Underinsured Motorist Coverage and Michigan’s New Auto Law
We recently shared our auto insurance recommendations due to the consumer options available as of July 1, 2020. In that article, we recommended purchasing significant amounts of underinsured motorist...
Should I Opt-Out of PIP Coverage if I Have Medicare or Medicaid?
Dramatic changes are taking effect as we speak in our auto insurance system in Michigan. With no-fault reform signed into law in 2019, and consumer no-fault PIP level options becoming available this m...
Recommended Michigan Car Insurance and the New No-Fault Law
Michigan's new auto no-fault law is now in full effect, and many new car insurance options are available for consumers to purchase for the first time since the 1970s. The choices many people will make...
Media Appearances to Help Michigan Understand the Auto No-Fault Reform
Stephen Sinas appeared in a special segment of WLAJ “In the Name of the Law” to break down all of the changing components of the new auto no-fault law. He spoke in-depth about the decisions consumers will face beginning July 1, 2020, as well as the conversations he will have to have with victims of auto accidents regarding their coverage options moving forward. This 30-minute segment is a great one to watch before making your new auto insurance choices.
See all of our no-fault reform-related media appearances here.
Auto No-Fault Law Changes – the Specifics
Below are some of the specific changes to Michigan’s auto no-fault law. While some aspects were effective immediately, other portions will be coming into effect over the next year.
Michigan No-Fault Insurance Reform Speaking Events
We have currently postponed all speaking events in light of the COVID-19 crisis. Once we have more direction and certainty regarding the ability to safely hold meetings once more, we will continue educating Michigan’s public. Please continue to use this page as a resource for changes to the no-fault system, and contact us to set up a meeting in the future. Thank you!
As part of our commitment to educating the public about their rights and legal protections, our attorneys are speaking to groups – including medical providers, insurance agents, and other key stakeholders – across the state regarding the new auto no-fault law changes.
If your group is interested in having us speak at your next event, please contact us. Due to current health concerns, we are offering these presentations via remote platforms as well.