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02 November
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What to do if You’re in a Car Accident While Pregnant

Posted by Steve and Tom Sinas
in Auto Insurance, Auto No-Fault, Motor Vehicle Crashes
pregnant person in background, what to do if you're in a car accident while pregnant

A person never plans to be in a car crash, and these types of accidents never discriminate. Crashes can involve both new teen drivers and experienced older drivers, small cars and semi-trucks, and insured and uninsured vehicles. It doesn't matter who you are, how experienced a driver you are, where you're at, or any other factor - car accidents can happen to anyone. One class of auto accident victims that poses a significantly greater risk of injury or complications include pregnant drivers and vehicle occupants. If you're in a car accident while pregnant, it's important to take extra precautions as to...

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09 October
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Auto No-Fault Lawsuit Challenges New Medical Provider Fee Schedule

Posted by Steve and Tom Sinas
in Auto No-Fault, In the Media, WLAJ 53
medical professional pushing person in a wheelchair

Several developments, in this case, occurred in late 2020 and early 2021. An integral member of the legal team handling this case, Lansing auto accident attorney, Lauren Kissel, provides further updates on the auto no-fault lawsuit here. We recently wrote about our current lawsuit challenging the constitutionality of Michigan's recent no-fault reform, specifically the new limits on family provided attendant care and the egregious fee schedule that applies to non-Medicare compensable services. In the previous article, we discussed at length the in-home attendant care challenges. In this second installment, we will further discuss the constitutionality of the new medical provider fee...

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20 September
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Recommended Michigan Car Insurance and the New No-Fault Law

Posted by Steve and Tom Sinas
in Auto Insurance, Auto No-Fault
Sinas Dramis insurance buying recommendations

Michigan’s new auto no-fault law is now in full effect, and many new car insurance options are available for consumers to purchase for the first time since the 1970s. The choices many people will make in response to the new auto insurance law will be dictated by the harsh economic reality of cost. People can only buy what they can afford. However, buying less than what is affordable will only invite disaster if the policyholder suffers a catastrophic injury that exceeds the selected no-fault PIP coverage levels or causes another person to suffer such an injury. As a law firm...

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06 August
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Importance of Underinsured Motorist Coverage and Michigan’s New Auto Law

Posted by Steve and Tom Sinas
in Auto Insurance, Auto No-Fault, Fox 17, In the Media
cars on highway, underinsured motorist coverage in text

We recently shared our auto insurance recommendations due to the consumer options available as of July 1, 2020. In that article, we recommended purchasing significant amounts of underinsured motorist coverage (UIM). This week on Fox 17 "Know the Law," Grand Rapids car crash lawyer, Tom Sinas, further explained the importance of underinsured motorist coverage and Michigan's new auto law, including a significant shift in the system leading to our recommendation of purchasing significant amounts of UIM. Should I Purchase Underinsured Motorist Coverage? First, it's important to know that underinsured motorist coverage is not mandatory but an optional add-on to your auto insurance...

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28 July
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Should I Opt-Out of PIP Coverage if I Have Medicare or Medicaid?

Posted by Steve and Tom Sinas
in Auto Insurance, Auto No-Fault
Auto insurance policy documents with car keys, illustrating Medicare and PIP coverage decisions in Michigan

(Michigan Auto Insurance Law Explained)Last reviewed for accuracy: April 2026 Should You Opt Out of PIP If You Have Medicare or Medicaid? In most cases, no. Even if you legally qualify to opt out of Michigan no‑fault Personal Injury Protection (PIP) medical benefits because you have Medicare or Medicaid, opting out can leave you without coverage for essential services that Medicare and Medicaid do not fully pay for after a serious car accident. Michigan’s no‑fault PIP system remains far more comprehensive than Medicare or Medicaid for accident‑related injuries, especially those involving long‑term care and rehabilitation. Understanding Michigan No‑Fault PIP Coverage Michigan’s no‑fault auto insurance...

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30 June
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Motorcycles and the New Auto No-Fault Law

Posted by Steve and Tom Sinas
in Auto No-Fault, Fox 17, Motor Vehicle Crashes, Motorcycles, WLNS 6
Motorcycle handlebars riding on road

We've been talking a lot about the changes happening to Michigan's auto no-fault law. You can read all about these changes to our no-fault system here. Additionally, our firm created "Making Smart Choices" - a comprehensive guide to helping consumers make educated auto insurance decisions. Many are also wondering about motorcycles and the new auto no-fault law. This article will give you the basics. Grand Rapids Motorcycle Accident Lawyer Tom Sinas and Lansing Motorcycle Accident Lawyer Bryan Waldman both spoke to the media about the new auto insurance impacts on motorcyclists. Tom Sinas on Fox 17 "Know the Law" in West Michigan Bryan...

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25 June
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What is a Medical Lien – Health Insurance Liens and Car Accident Settlements

Posted by Steve and Tom Sinas
in Auto Insurance, Auto No-Fault, Fox 17
Healthcare professional holding clipboard and person in bed

If you've been injured in a car accident because of a negligent or reckless driver, you may consider pursuing a liability claim against them. But did you know that your personal health insurer might ask for reimbursement for medical expenses from that liability settlement? In a recent "Know the Law" segment, Grand Rapids car crash lawyer, Tom Sinas, answers the question "what is a medical lien?", explaining how health insurance liens and car accident settlements work. What is a Medical Lien? To understand health insurance liens, you must first understand how personal injury claims work. When a person is injured, their health...

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