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14 December
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What Is “Reasonable Proof” Under The Michigan No-Fault Act?

Posted by lmurphy
in Auto No-Fault
michigan-no-fault-act-reasonable-proof

Since being enacted more than 40 years ago, the Michigan No-Fault Act has been rather difficult to understand and apply. But despite the Act's overall complexities, there are some no-fault concepts that have retained their elegant simplicity -- and one of these is “reasonable proof." Under the Michigan No-Fault Act, an insurance company is required to pay personal protection insurance (PIP) claims within 30 days of receiving “reasonable proof of the fact and of the amount of loss sustained.” If an insurer fails to do this, it is liable for 12% annual penalty interest. Liability for penalty interest is strict and requires...

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01 November
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Can You Get No-Fault Benefits & Damages In A Michigan Hit-And-Run Crash?

Posted by lmurphy
in Auto No-Fault, Fox 17
michigan-auto-accident-attorneys

No one ever anticipates being in a hit-and-run crash where the other driver flees the scene. If you're injured in a Michigan hit-and-run car accident, one crucial question is whether you're entitled to no-fault benefits to pay your medical bills, replacement services and any lost wages. Another important question is whether you can recover damages for your non-economic loss, like pain and suffering or loss of enjoyment, even though you don't know who hit your vehicle. No-Fault Benefits Under Michigan no-fault law, hit-and-run crash victims are treated like any other car accident victim. This means they are entitled to: allowable medical and rehabilitation...

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27 June
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Sinas Dramis Attorneys Teach Students About Michigan Auto No-Fault Law

Posted by lmurphy
in Announcements, Auto No-Fault
auto-no-fault-insurance-policy

Michigan auto no-fault law is tricky to understand, especially given the legislative changes in recent years and the numerous court decisions interpreting the No-Fault Act. That is why Lansing auto accident lawyers George Sinas, Bryan Waldman and Stephen Sinas take time out of their busy schedules to teach soon-to-be attorneys at Michigan State University College of Law about Michigan auto no-fault law. The three attorneys, who are partners at the Sinas Dramis Law Firm in Lansing and Grand Rapids, have been adjunct professors at Michigan State University College of Law for several years. [caption id="attachment_5490" align="alignright" width="150"] Stephen Sinas[/caption] With six decades of...

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29 April
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Just how much are you paying for no-fault coverage, anyway? Check your declarations sheet

Posted by lmurphy
in Auto No-Fault

Compared to other coverages, the cost of no-fault coverage might not be as high as you think - how does this impact arguments that the cost of no-fault insurance in Michigan is out of control? The cost of no-fault insurance in Michigan has been a significant subject in debates to reform the system. Michigan SB 248, now with a substitute version awaiting a vote by the House, allegedly aims to decrease the cost of no-fault; however, what supporters of the bill fail to mention is that in exchange for cheaper auto insurance, people in this state, especially those who suffer severe,...

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28 April
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The Truth About Unlimited Medical Coverage & Michigan No-Fault Law

Posted by lmurphy
in Auto No-Fault
unlimited-medical-coverage

Contrary to popular belief, Michigan no-fault insurance does not provide unlimited medical coverage. It's important to remember this in the ongoing discussions about reforming the no-fault system. As efforts to revise the Michigan no-fault insurance system continue, it’s unfortunate that some information being provided to the public is inaccurate — particularly the assertion that no-fault insurance provides unlimited medical coverage to persons injured in an auto accident in Michigan. Certain media reports and statements from people involved in no-fault reform have incorrectly conveyed that one reason why Michigan has high auto insurance rates is that “unlimited lifetime medical benefits” are provided to those who...

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